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Buying the right property is your number one priority. Choosing the right home loan to buy that property is an equally important priority. You need to understand what it’s going to fully cost you to purchase the property & you need to understand how much you need to borrow. What home loan features to look […]

Stagnating & falling real estate markets Australia wide has presented 1st homebuyers with their best opportunity in years to purchase their 1st home. If you’re ready to settle down or are sick of the rental trap, the Federal Government’s First Home Super Saver Scheme could help you save the deposit required to purchase your first […]

Think you could be getting a better deal on your home loan? Whether you’re in the market looking for a new home loan or an existing mortgage holder looking for a better interest rate, you could potentially be saving hundreds or even thousands of dollars in interest by getting a Mortgage Broker to shop around […]

Every time a Mortgage Broker secures a new loan for a customer we are comparing that customers proposed loan against thousands of other loans in the marketplace. Mortgage Brokers foster & promote competition in the home lending market ensuring there is competition on interest rates, set up costs, and product features. The goal is to […]

Do you have a home loan, personal loan, car loan & credit cards? Different repayments at different times of the month can be a confusing and stressful not to mention the high interest rates you are paying on the personal loan & credit cards etc. By rolling your personal loans & credit cards etc into […]

What is Refinancing and How Can it Benefit You? When was the last time you did a health check on your home loan and worked out how much interest you pay? When it comes to managing your home loan, many borrowers never take the time to every now & again to see if there are […]

Buying your first home is as stressful as it is exciting . It’s that important step in the next stage of your life. But working out which of the thousands & thousands of different home loans is the right one for you is daunting, & a little hectic. Once you’ve saved up your deposit, […]

The First Home Super Saver (FHSS scheme) was introduced by the Australian Government in the Federal Budget 2017–18 to reduce pressure on housing affordability. The FHSS scheme allows you to save money for your first home inside your superannuation fund. This will help first home buyers save faster with the concessional tax treatment within super. […]

FEDERAL Treasurer Scott Morrison has handed down his third Budget. Here’s an overview of all the top points. THE ECONOMY — Budget deficit forecast to drop to $14.5 billion in 2018-19, after hitting $18.2 billion in 2017-18. Projected to hit a positive balance of $2.2 billion in 2019-20, before surpluses increase to $11 billion in […]

Investment interest rates from 3.89% variable (comparison rate 3.89%) Interest only home loans from 3.89% variable (comparison rate 4.27%) In 2016/17 financial services Regulators implemented Lending ‘speed humps’ so as to slow the volume of investment loans and interest only loans being written by lenders/brokers. The majority of lenders have now reduced their volumes of […]
