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1300 805 221
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Despite high household indebtedness, the number of Australians behind on their mortgage repayments has fallen, according to a recent report by ratings agency S&P. Delinquent housing loans underlying prime residential mortgage-backed securities (RMBS) fell to 1.00% in November 2017 from 1.04% the previous month, S&P partly attributed the drop to a continuous increase in outstanding […]
With each Lender having up to 42, yes thatās right 42, different variable rates & probably the same again for fixed rates, yes the Mortgage market has become ridiculously complex .Ongoing lending changes driven by APRAās macro-prudential measures have dramatically changed the way one broker is helping his clients. While the banking regulatorās lending […]
The major bank believes that the Reserve Bank of Australia will raise the cash rate by 25 basis points in August and November. According to NABās December edition of the Forward View report, the RBA will not have much impetus to begin hiking the cash rate until it sees a pick-up in wages growth, which […]
Hundreds of Latitude Insurance customers will be refunded a total of $1.1 million after the insurance provider mis-sold consumer credit insurance with personal loans. Hallmark General Insurance Company Ltd (which trades as Latitude Insurance) will refund 905 customers after it mis-sold consumer credit insurance (CCI) with Latitude personal loans and denied insurance claims made on […]
The financial services regulator is encouraging Australians to start the new year by setting financial goals, listing five tips to help achieve the feat. According to ASICās senior executive leader for financial capability, Laura Higgins, one of the most popular New Yearās resolutions is for people to ātake controlā of their money. However, Ms Higgins highlighted that […]
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