> Month: August 2017 | Better Choice

News

Property investing with super saves tax, but beware of the wolves

August 24, 2017

WINDS of change have been blowing through superannuation but fortunately for real estate lovers, they haven’t slammed the door shut on some lucrative property investment strategies. Last month’s super rule overhaul mainly targeted wealthy retirement savers, and still, allows people to buy direct property in their own self-managed super fund. This will cost more to […]

SMSF-Perth

How much does it cost to use a Mortgage Broker?

August 23, 2017

How much does it cost to use a Mortgage Broker? 99% of the time it costs you nothing to use a Mortgage Broker. That right! Nada, zilch, nyet, donut, nothing! You get exactly the same loan as if you went directly to the lender. The lender pays the Broker a commission to process the loan. […]

mortgage-broker

Better Choice Perth Mortgage Broker makes Refinancing easy!

August 17, 2017

Refinancing? Let a Better Choice Perth Mortgage Broker do all the work for you ……. TOO EASY You know that if you refinance your home loan you’re probably going to save $000’s in interest, but frankly, you can’t be bothered with the stress and hassle of moving your loan. Stop, wait! A Better Choice Perth […]

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Home loan arrears level now stable

August 8, 2017

The number of home loan arrears has levelled out, breaking a two-year trend, according to analysts from S&P Global Ratings. In its regular monthly report, RMBS Arrears Statistics: Australia, the rating agency said delinquent housing loans underlying Australian prime residential mortgage-backed securities (RMBS) stayed stable at 1.21% in May, unchanged from April. However, while this level […]

Home-loan-arrears

Australian investors hit hard as lending landscape changes.

August 7, 2017

Changes in the investment lending market have adversely affected the property plans of Australian investors, according to Mortgage Choice. Mortgage Choice’s annual Investor Survey revealed that 42.6 per cent of Australian investors said that they were affected by stricter investment lending rules, up nearly 10 per cent from last year’s figure of 33 per cent. […]

investment-lending-perth

More small investors using SMSFs to buy commercial property.

August 5, 2017

Small investors are becoming increasingly aware of the benefits of using their self-managed super funds (SMSF) and trusts to buy commercial property, encouraged by the higher income yields and lower level of risk than some other asset classes. Commercial property can offer a net investment yield, after fees, of between 6 and 6.5 per cent […]

wealth-management-perth

David Koch on how to safeguard finances.

August 2, 2017

How to safeguard your finances if your relationship breaks down and your partner moves out. A COUPLE of weeks ago we wrote a column on how to protect yourself financially if you move in with your partner. As a result we were swamped by queries from people asking about the opposite … what to do […]

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