> Month: September 2017 | Better Choice



September 28, 2017

If Perth housing market hasn’t already hit the bottom of the market cycle, we are very close. It’s always interesting as a valuer watching markets go up, down and sideways and analysing the reasons why. Perth’s current residential property market has a bit of everything – good, bad and ugly with plenty of good buying […]


NAB to fund low income Aussies

September 28, 2017

The major bank has pledged to provide 100,000 loans annually to low income Australians as part of its ambition to improve the financial well-being of its customers and communities. The commitment comes as research commissioned by NAB found that more than 2.6 million Australians have no savings at all, leaving them unprepared for a financial […]


Kochie’s seven steps to getting a home in your price bracket

September 23, 2017

Seven steps to getting a home! FIRST home buyers are back in the property market. After being squeezed out in the home buying wilderness for years, the regulatory and banking measures to dissuade investors (particularly from overseas), is starting to have an impact and open the door for first homeowners. Figures out last week showed […]


Depreciation: Overrated or misunderstood?

September 19, 2017

The important role of depreciation benefits in a successful portfolio-building strategy is widely misunderstood. In fact, some investors miss out on valuable financial benefits and this reduces the profitability of their investments I am often asked questions about the ‘right’ way to invest in property. In fact, one of the most common queries I field […]


More Australian investors sacrificing lifestyle to buy property

September 16, 2017

New research shows that more Australian investors are choosing to sacrifice their lifestyle in order to buy properties. According to Mortgage Choice’s Investor Survey, 71 per cent of property investors had to make lifestyle sacrifices so they could buy residential properties, up from 69.4 per cent last year and 68.1 per cent in 2015. “Our research […]


‘We’re many years away from robo-advice’, says brokerage head

September 13, 2017

The managing director of a national brokerage has reassured brokers that the industry is “many years away” from robo-advice mortgages, adding that anyone who thinks otherwise “doesn’t have the full facts”. Following on from widely lambasted claims by UBS analysts that a mortgage is a “simple, commoditised product” and could therefore “be easily provided by robo-advice”, MoneyQuest […]


The hottest spots for under 30s across Australia

September 13, 2017

A new study shows where Australians under 30 want to live, as well as the country’s most popular state or territory, by analyzing mortgage applications. According to research by credit scoring and information service Credit Simple, Queensland is the most popular state for mortgage applications by people under 30. Breaking down each state and territory […]


Broker loans almost reach $50bn mark

September 8, 2017

Australian mortgage brokers have broken new records, bringing in $49.46bn worth of residential home loans through the June 2017 quarter. This figure, which comes from the Mortgage & Finance Association of Australia’s (MFAA’s) latest quarterly industry survey, shows a growth in loan settlements of $3.4bn between the March and June quarters this year. The research […]


By international standards Australian Perth property prices are very high.

September 1, 2017

Housing Minister Peter Tinley says Perth property prices are ‘still too high’ HOUSING Minister Peter Tinley will today outline how lower-income earners are continuing to be priced out of the Perth property market despite a softening in values. Mr Tinley will give the keynote address at the launch of the Committee for Economic Development Australia’s […]


Guarantor Home Loans – What you need to know!

September 1, 2017

With more and more first home buyers recognizing the value in the Perth market and deciding now is a good time to purchase, it is an opportune time to discuss a guarantor home loan. Many first home buyers would purchase their first home, but a very large number cannot as they do not have a […]

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