Professional Packages

June 23, 2015

Encompass not only the borrower’s home loan and investment property loans, but also their basic accounts and credit cards. As part of a package, the client sources all of their day to day banking needs from the lender that provides their home loan. Generally, the home loan interest rates are significantly discounted but yet still is the lenders’ fully optioned home loan.

In the main, the client’s bank account and credit cards are fee free and home loan applications fees are waived. The client generally pays an annual fee, but due to competition some lenders do not charge an annual fee, (this is by far the exception). The interest rate discount varies in line with the size of the loan and minimum lending of $150,000 is required to be part of the professional package.

With discounts to variable and fixed interest rates, pro packs deliver the cheapest rate to the client.

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