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FIRST HOME BUYERS GRANT…… 1% Deposit, $10K first home buyers grant, free stamp duty AND $2k!

February 23, 2018

Has there been a better time in recent memory for first home buyers to get on the property ladder?

Let’s be honest, Perth property has been pretty stagnant for the last few years but there is some distinct signs of life as prices in certain areas start to move.
Everyone knows that as a first home buyer you could potentially qualify for a First Home Buyers Grant (FHOG) of $10,000 if you build a new home .
But , did you know that you could qualify for a $10,000 FHOG if you buy a newly built property that has never been lived in?

Don’t forget, as a first home buyer, if you buy a home up to the value of $430,000, you won’t pay stamp duty on the purchase, saving up to $14,440 .

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Subject to your financial circumstances a Better Choice Mortgage Broker could get you into a newly built home of $430,000 for as little as approx.. $5,100 deposit.
Even if you don’t have genuine savings but can get a gift from a family member and if you have been renting through a licenced real estate agent, you might not need to demonstrate genuine savings.

A Better Choice Mortgage Broker might also let you in on a very little known secret… If you buy a home of up to the value of $400,000, you may also qualify for the Home Buyers Assistance Account (HBAA) grant of up to $2,000 for costs incurred during the purchase process.

Let’s lay that out on the table; a $10,000 FHOG, a possible saving of $14,400 in stamp duty and a HBAA grant of up to $2,000, variable interest rates from 3.79% (comparison rate 3.80%), and a friendly Better Choice Mortgage Broker to manage the home buying process for you.

What more could you ask for?

Get organised and enquire about finance pre-approval today! That first home might be closer than you think!

Call us on 1300 805 221 or email bdm@betterchoice.net.au and we will get back to you!

 

 

 

 

 

 

 

 

First home buyers grant Sebastian Scurria 

Director – BCMS 

 

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