All our finance specialists are registered credit representatives of Better Choice Mortgage Services. They are also all accredited with Mortgage & Finance Association of Australia (MFAA) and Australian Finance Group (AFG).
All BC’s finance specialists have to also undergo accreditation courses with each lender to familiarise themselves with the various loan products.
All of them also have either prior experience in the banking/finance industry or relevant tertiary qualifications.
You can be assured that our finance specialists know what they are talking about!
Better Choice Mortgage Services has been established since 2000, first located in Claremont and now in Balcatta.
Whilst Better Choice was established in 2000, our Directors have been in Finance for longer than this.
Vic Giannakis, a CPA qualified Accountant, started in the industry in 1994.
Sebastian Scurria entered the finance industry in 1992
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Better Choice Mortgage Services has won an Australian Finance Group (AFG) Western Australia’s Champion Business Award from 2008-2015. Our brokers also provide a free service that’s available 7 days a week!
We have access to over 35 different banks, building societies and non bank-lenders to give you the best possible finance solution. Our brokers are continually informed on each product from each lender. Don’t go straight to the bank as you will be limited to the bank’s own loan products; contact us for a full product suitability assessment today.
The never-ending paperwork, continual researching to compare the best loan products can all cause unnecessary stress on an already stressful situation. Our brokers deal with lenders everyday and can take all the stress away in getting your loan approved.
Finding the most suitable loan for each client is our number 1 priority. No matter if you are a first home buyer, investor or self employed, whatever the case may be we can help you find a loan that is right for you.
There are a myriad of associated cost in purchasing a home! Outlined below are some of the costs that a borrower may need to pay.
Due to the competitive nature of the industry, many lenders do not have an application fee
Before you start scouring the net or papers for your dream home, Better Choice highly recommends that you approach your Broker and get a preapproval loan application underway.
A pre-approval application seeks an “approval in principle”. That is, subject to you contracting on a property of similar value to what was specified in the preapproval application, the Lender will work towards upgrading the pre-approval to a formal approval
Preapprovals are clearly only available for residential property.
One of the major things that people forget to consider is Asset Protection.
Take a minute to imagine how your loved ones would cope if you were to pass away or have an unfortunate accident and not be able to work for an extended period of time!
How would they be able to make the repayments on the mortgage? How would you feel if they had to sell the house and rent? You can avoid these questions by covering your family with life and disability protection.
At Better Choice, we must ensure you are aware of the need to protect yourself and your family from possible financial hardship caused by events out of your control. As an additional service to you, we can offer a free consultation with a qualified Financial Planner who can discuss with you the best way to protect yourself and your family.
Please contact us for more information.
Other services you may require in the process of acquiring your property include:
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If you would like to pursue a career as a Better Choice Mortgage Broker, please send through a resume to email@example.com, indicating your interest.
Alternatively, you can also ring the office at (08) 92401 2001 ext 7715 to inquire for more information.