Why get pre-approval? June 29, 2015
- If your pre-approval expires and you have decided not to purchase a property, neither Better Choice Mortgage Services nor the lender will charge you a fee.
- Pre-approvals do not obligate you to purchase a property.
- With pre-approved finance, once you find a property, the time frame in settling the property can be shortened considerably.
- Having pre approved finance may enhance your bargaining position when negotiating on the purchase of a property. Especially, in the case where there are other purchasers who are also interested in the same property as yourself.
- Vendors and Real Estate Agents love dealing with purchasers who have pre-approved finance
- There is no cost to you! Neither the lender or Better Choice Mortgage Services charge a fee to arrange pre-approvals.
- Pre-approvals last 3-6 months
- Your financial situation is assessed and any issues that may arise are sorted out prior to you contracting to buy a property.
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