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Switching loans? – GIVE YOUR MORTGAGE A ‘HEALTH CHECK’

April 20, 2018

At Better Choice Mortgage Services we are constantly reviewing our client’s interest rates. That’s what we do and we love doing it. In many cases we don’t even refinance our clients to a new lender. We approach our client’s existing lender and we negotiate a lower interest rate. In instances where the client’s existing lender […]

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How to deal with family members looking for loans

January 9, 2018

IT IS one of those conversations which stops you in your tracks. You’re put on the spot, you have to answer and, frankly you don’t know how to respond. Yep, it’s about money. That awkward moment where a friend or relative asks you to lend them money. If it’s only a few bucks, maybe even […]

financial-situation-home-loan-brokers

12 money tips for Christmas

December 19, 2017

Save yourself this Christmas If the festive season usually leaves you out of pocket and feeling like you spent more time and money battling the crowds than relaxing with friends and loved ones, why not simplify things this year? Here are some quick and easy tips to help you enjoy the holiday season without breaking […]

christmas-personal-loan-broker

Bank of Mum and Dad is fifth largest lender in Oz

December 16, 2017

A new member has officially joined the Big Four, becoming Australia’s fifth largest bank, according to Douglas Driscoll, CEO of Starr Partners. “I’m talking about the Bank of Mum and Dad,” he said. “We are encouraging first-home buyers to enter the market, but with escalating prices, it is more difficult than ever.” Lenders are generally […]

bank-of-mum-and-dad

Australia set for housing oversupply by 2018: BIS Shrapnel

December 6, 2017

A leading economic forecaster is warning that Australia’s housing shortage could evaporate by 2018, putting downward pressure on property prices. Many analysts argue a persistent housing shortage over the past decade is responsible for stubbornly high Australian home prices, which are much more expensive that most other developed nations. However, economic and property forecaster BIS […]

housing-oversupply-home-loans-perth

The simple household jobs we don’t know how to do anymore….

November 27, 2017

The simple household jobs we don’t know how to do anymore….Question: How many Millennials does it take to change a light bulb? Answer: None – that’s what outsourcing is for. OK, so that’s a gross generalisation, but if statistics are to be believed, the joke is not that far from the truth. A recent survey, […]

household

How to repair your bad credit file.

November 9, 2017

Your Credit file….. it gives most anxiety thinking of it! An unpaid Doctor’s bill that’s being sent to your old address, has you thinking you might not pay it.  That’s a little “win” for you – or is it? You might get out of paying your doctor’s bill, but that doctor is probably going to […]

credit file

Refinancers caught in the crossfire of APRA’s tightening plan

October 24, 2017

Some Australian home owners looking to refinance their mortgage to reduce debt have discovered they are “stuck” with their current loan due to stricter rules enforced by the banking regulator. One lender says tighter controls are penalising people with a good credit history on loans granted before the Australian Prudential Regulation Authority (APRA) tightened rules […]

refinancers

How to paint like a pro: Experts share their top tips for getting it right

October 18, 2017

Painting a wall might sound easy, but if you want a beautiful and professional finish then roll up your sleeves and prepare for some hard work. Follow these seven essential steps to get you painting like an expert in no time. Choose your paint type There are many choices when it comes to picking a […]

FOS reports seven broker disputes in 2016/17

October 18, 2017

The Financial Ombudsman Service (FOS) has released new figures revealing the low number of broker disputes compared to the banks. The FOS Annual Review 2016-17reported 25,300 accepted disputes overall during the year. Of these, 10,400 involved the banks while only seven involved mortgage brokers.  These seven disputes included two around advice, two around charges, one around […]

broker disputes
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