Ever wondered what happens behind the scenes with your home loan application? If so, read on… As soon as your offer has been accepted by the seller, let your Better Choice Mortgage Broker know. Better Choice Brokers are available around the clock and are happy for your text or email at unusual hours and even […]
The First Home Super saver (FHSS) scheme allows you to save money for your first home inside your superannuation fund. This will help first home buyers save faster with the concessional tax treatment of super. You can make voluntary concessional before-tax contributions into your Super Fund (taxed at 15%) to save for your first home. […]
We’ve all heard about the first home buyers grant (FHOG), which has been in existence since the year 2000. On the other hand, very few first home buyers are aware of the home buyers assistant account (HBAA) grant. The HBAA grant of up to $2000 is available to West Australian home buyers that buy an […]
Your home offer is accepted. What next? Once the seller has accepted your offer on your dream home the stop clock starts ticking – tick, tick, tick. There are a number of chronological milestones when financing your home and these include: Finance Approval Date – this is the date by which you must provide the […]
In the year 2000, the first homeowner’s grant (FHOG) was introduced to WA. Over the 19 years since, the FHOG has changed numerous times & the amount rebated to the 1st homebuyer has changed significantly. For example, after the GFC of 2008, a FHOG grant of up to $21,000 was available to first home buyers […]